Wedding Budget Calculator
Wedding Budget Calculator
Estimate your wedding costs based on 2025 middle-class Indian wedding standards. Input your preferences to see where your budget fits within the ₹12-18 lakh range.
Budget Breakdown
Enter values above to see your personalized budget
Imagine planning a wedding where you get the sparkle of a big celebration but the budget stays under control. In 2025 a typical middle‑class Indian wedding in India sits somewhere between ₹12 lakh and ₹18 lakh, depending on where you say "I do" and how many guests you invite. Below is a step‑by‑step look at where that money goes, how you can tweak each line item, and what candid photography really adds to the overall spend.
Key Takeaways
- Overall budget for a middle‑class wedding in 2025: ₹12‑18lakh.
- Venue, catering, and photography together consume about 60% of the total cost.
- Regional variations can shift the budget up or down by ±20%.
- Smart choices in décor, attire, and entertainment can save 10‑15% without compromising the vibe.
- Plan a contingency fund of 5‑10% for unexpected expenses.
What Exactly Is a Middle‑Class Indian Wedding?
Middle‑class Indian wedding is a wedding that balances traditional Indian rituals with a realistic budget, typically ranging from ₹12lakh to ₹18lakh in 2025. It usually includes two to three main ceremony days, a guest list of 150‑300 people, and a mix of professional services (venue, catering, photography) and DIY elements (hand‑made décor, family‑cooked dishes). While the "middle" tag is flexible, the key is to achieve a festive feel without overspending on ultra‑luxury items.
Breakdown of Major Cost Buckets
Below is a realistic split of a ₹15lakh (mid‑point) wedding budget. Percentages are based on data from 120 families across metros and tier‑2 cities.
| Component | Typical Range (₹) | Average % of Budget |
|---|---|---|
| Venue | ₹4lakh - ₹6lakh | 28‑35% |
| Catering | ₹3lakh - ₹5lakh | 22‑33% |
| Photographer (candid & traditional) | ₹1.5lakh - ₹2.5lakh | 10‑16% |
| Decor & Floral | ₹1lakh - ₹1.8lakh | 7‑12% |
| Attire & Jewellery | ₹1lakh - ₹1.5lakh | 7‑10% |
| Entertainment (DJ/Band) | ₹80000 - ₹1.2lakh | 5‑8% |
| Wedding Planner & Misc. | ₹60000 - ₹1lakh | 4‑7% |
| Contingency (5‑10%) | ₹75000 - ₹1.5lakh | 5‑10% |
Venue: Where the Money Goes First
Venue costs dominate because they cover space, basic décor, electricity, and often in‑house catering. City‑based banquet halls in Mumbai or Delhi charge ₹20000‑₹35000 per plate for 150 guests, while a heritage property in Jaipur may be ₹12000‑₹20000 per plate with lower service fees. To trim the venue budget:
- Book during the off‑season (October‑December) when rates drop 15‑20%.
- Opt for a single‑day celebration instead of multiple events.
- Consider a community hall or a large garden; you’ll spend more on décor but less on space rental.
Catering: Feeding 200‑Plus Guests Without Breaking the Bank
Indian weddings are famous for big plates and diverse cuisines. For a middle‑class budget, most families go for a thali or buffet style, which averages ₹800‑₹1200 per head. Adding a live counter (chaat, kebabs) pushes the cost up by about ₹200‑₹300 per plate. A few cost‑saving tricks:
- Limit the number of cuisines to 2‑3 regional styles.
- Choose a local caterer with a proven track record; they often charge less than high‑profile agencies.
- Negotiate a "per‑plate" price that includes cutlery, plates, and staff.
Candid Photography: Capturing Real Moments
For a wedding that blends tradition with candid storytelling, a skilled photographer is essential. In 2025, a reputable candid photographer in a metro city charges ₹1.5lakh‑₹2.5lakh for:
- Pre‑wedding shoot (optional) - ₹30000‑₹50000.
- Full‑day coverage (including reception) - core fee.
- Editing & album creation - 10‑15% of total fee.
- Travel & accommodation if the venue is out‑of‑city.
Here’s how to keep photography costs in check while preserving quality:
- Combine candid and traditional shoots into one day; many photographers offer a “dual‑style” package.
- Ask for a digital‑only delivery; printed albums add 15‑20% extra.
- Hire an assistant photographer for coverage of secondary events (mehndi, sangeet) - usually 30% cheaper than a senior photographer.
Decor & Floral: Making the Space Shine
Decoration is where personality shows. For a middle‑class budget, most families allocate ₹1lakh‑₹1.8lakh. Key spend areas include:
- Mandap (₹30000‑₹60000) - the centerpiece where the ceremony happens.
- Stage backdrop for the reception (₹20000‑₹40000).
- Floral arrangements (₹30000‑₹50000) - roses, marigolds, and sometimes exotic flowers.
Cost‑cutting ideas:
- Use silk or fabric drapes instead of full floral walls. \n
- Buy off‑season flowers from local markets; they’re up to 40% cheaper.
- DIY some décor elements with the help of family members - a handcrafted photo booth can be as striking as a rented one.
Attire & Jewellery: Dressed to Impress Without Overspending
Traditional Indian wear can be pricey, but smart choices keep the spend between ₹1lakh‑₹1.5lakh for both bride and groom. Typical allocations:
- Bridal lehenga/saree - ₹60000‑₹90000.
- Groom’s sherwani - ₹30000‑₹45000.
- Jewellery (gold, imitation) - ₹10000‑₹30000 (for the bride’s essential pieces).
Tips:
- Rent the wedding outfit; rentals have risen in popularity and can save up to 50%.
- Opt for semi‑precious gemstones instead of full gold for wedding jewellery.
- Buy off‑season sales - many designers offer 30‑40% discounts a few months after the wedding season.
Entertainment: Keeping Guests Engaged
A decent DJ or live band in a mid‑range venue costs ₹80000‑₹1.2lakh. If you want a mix of both, consider a DJ for the sangeet and a small acoustic group for the ceremony. To stretch the entertainment budget:
- Use a local college band - fresh talent, lower fees.
- Create a curated playlist and hire a professional DJ only for the reception.
Wedding Planner & Miscellaneous Costs
Hiring a full‑service planner can add ₹60000‑₹1lakh, but many middle‑class families opt for a part‑time coordinator who handles vendor negotiations and day‑of logistics. Miscellaneous line items include:
- Invitation printing - ₹30000‑₹50000.
- Transportation (cars for bride & groom) - ₹20000‑₹35000.
- Licensing and legal paperwork - ₹5000‑₹10000.
Setting aside a contingency fund of 5‑10% helps absorb any surprise costs like extra power backup or last‑minute décor changes.
Regional Variations: Metro vs. Tier‑2 Cities
Location matters a lot. Here’s a quick snapshot:
| City | Typical Total (₹) | Key Cost Driver |
|---|---|---|
| Mumbai/Delhi | ₹15‑18lakh | Venue premium |
| Bengaluru/Chennai | ₹13‑16lakh | Catering & tech |
| Jaipur/Udaipur | ₹12‑14lakh | Heritage décor |
| Patna/Kolkata (tier‑2) | ₹10‑13lakh | Lower venue fees |
Choosing a tier‑2 venue and arranging local vendors can shave off up to 20% of the overall budget, while still delivering a memorable experience.
Smart Savings Checklist
- Finalize guest list early; each extra guest adds ₹800‑₹1200 in catering.
- Bundle services (photographer + videographer) for a discount.
- Negotiate a flat‑rate venue package that includes basic décor.
- Use digital invitations to cut printing costs.
- Allocate a 5‑10% contingency and stick to it.
Frequently Asked Questions
What is the average cost per plate for a middle‑class wedding?
In 2025 most middle‑class families pay between ₹800 and ₹1200 per plate, depending on the cuisine complexity and venue location.
Can I get good candid photography on a ₹15lakh budget?
Yes. A skilled candid photographer typically charges ₹1.5‑₹2.5lakh. By opting for a combined candid‑traditional package and a digital‑only delivery, you stay well within a ₹15lakh total budget.
How much should I set aside for a contingency fund?
Allocate 5‑10% of your total budget (₹75000‑₹1.5lakh). This buffer covers unexpected costs like extra power backup, last‑minute décor tweaks, or additional guest meals.
Is it cheaper to have a single‑day wedding?
A single‑day ceremony typically reduces venue rental, décor setup, and staffing costs by 15‑25% compared to multi‑day celebrations.
What are the most cost‑effective entertainment options?
Hiring a local DJ and a college band, or using a curated playlist with a professional DJ only for the reception, can keep entertainment under ₹1lakh while still energising the crowd.
Next Steps for Your Wedding Planning Journey
1. Draft a guest list - this is the primary driver of catering cost.
2. Choose a city or town - compare venue rates using the table above.
3. Contact 3‑4 photographers, request portfolios focused on candid moments, and ask for bundled quotes.
4. Create a simple Excel sheet with the cost categories from the breakdown; plug in your local estimates to see where you stand against the ₹12‑18lakh range.
5. Reserve a 5‑10% contingency, then start booking vendors in order of priority: venue, photographer, caterer.
By following this roadmap, you’ll have a clear picture of where every rupee goes, how to keep the celebration authentic, and how candid photography can capture the joy without blowing your budget.